The partnership reflects a shared commitment to supporting hard-working Filipinos around the world and helping them build a more secure future for themselves and their families. Digital Wallet Corporation is grateful for the opportunity to work alongside Pag-IBIG Fund and looks forward to combining their strengths to create greater financial opportunities for Filipinos living and working abroad.

The agreement was signed by Mr. Eiji Miyakawa, Founder and CEO of Digital Wallet Corporation, and Atty. Marcial C. Pimentel Jr., Deputy Chief Executive Officer of Pag-IBIG Fund.

During the signing, both leaders shared their vision for helping Filipinos build a more secure financial future.

Mr. Miyakawa spoke about his experiences learning about the lives of Filipinos living and working abroad. He highlighted how many Filipinos dedicate much of their earnings to supporting their families, often putting their own savings and future plans aside. As a result, some reach retirement without enough savings for themselves.

He emphasized the importance of helping Filipinos not only support their loved ones today, but also save and prepare for their own future.

Atty. Pimentel also shared Pag-IBIG Fund’s commitment to helping Filipinos build financial security through savings and other programs designed to support their long-term goals.

Pag-IBIG Fund offers programs designed to help members build savings and achieve long-term financial goals. These include Pag-IBIG Regular Savings, Modified Pag-IBIG II (MP2) Savings and affordable housing loans.

Through the partnership, Digital Wallet Corporation and Pag-IBIG Fund aim to bring greater awareness and access to these opportunities for Filipinos living and working abroad.

The agreement brings together Pag-IBIG Fund’s mission to promote savings and financial security and Digital Wallet Corporation’s expertise in digital financial services, with a shared goal of supporting Filipinos both at home and abroad.

Representatives attending the signing included Ms. Maria Solidad C. Liboro, Corporate Executive Officer III, and Atty. Eduardo L. Labo Jr., Acting Department Manager III, from Pag-IBIG Fund, and Mr. Efren Dancel, Head of Business Development, and Ms. Macrine Comendador, General Manager for Business Development, from Digital Wallet Corporation.

Digital Wallet Corporation operates Smiles Mobile Remittance, a mobile money transfer service serving migrants and overseas Filipino workers in Japan, Singapore, Canada and the United States. Through digital financial services, Smiles helps Filipinos stay connected with their families and financial responsibilities across borders.

According to local authorities, the earthquake claimed 38 lives, injured more than 100 people, damaged over 11,000 buildings, and forced more than 8,500 residents to evacuate. Recovery efforts continue as communities work to restore homes, infrastructure, and essential services. 

In addition to the monetary donation, Smiles has coordinated with local rescue teams to provide immediate humanitarian assistance by donating more than 100 portable 20-liter water containers to support emergency response activities and affected residents. 

As a company serving international communities across Japan, DWC recognizes the importance of supporting both local residents and foreign nationals during times of crisis. Through these relief efforts, the company hopes to contribute to the recovery of Kumamoto and support the communities that have long been part of the Smiles family.

Digital Wallet Corporation remains committed to supporting communities in times of need through disaster relief, community recovery, and other corporate social responsibility initiatives.

For more information about the Kumamoto Prefecture Earthquake Relief Fund, please visit the official Kumamoto Prefecture website.

This initiative reflects Smiles’ broader mission to create meaningful social impact through ongoing community programs and support for those in need.

Annual “1 Million Smiles” Program 

Digital Wallet Corporation Donates 1 Million JPY to Ishikawa Earthquake Relief Efforts 

What “Share Smiles” Means to Us: Our Global Mission 

Smiles Mobile Remittance, known as Japan’s “Absolute Number One” mobile international money transfer service, proudly showcases its tagline: Share Smiles. It’s the heartbeat of our company culture and customer experience.

What does “Share Smiles” stand for?

While we know that a smile is a simple reaction, sharing it turns it into a more meaningful action. 

For us, “Share Smiles” is the center of our service. We know that when you send money back home, you are not just sending financial support; you are sending love, care and support to your loved ones and future. 

This tagline reflects our commitment to helping you take care of the people who matter most. 

Every time a transfer arrives safely, it brings you relief and joy to your family. We are here to make sure that distance never stops you from spreading happiness to your loved ones.

But our mission does not stop with money transfers. “Share Smiles” also stands for our commitment to a better world.

We believe that true happiness requires peace and stability. That is why we use our success to support society, working hard to create a peaceful, happy environment where every community can grow and thrive.

“Share Smiles” in action

We bring the “Share Smiles” tagline to life through real actions that support global communities. One of our favorite ways to do this is by sponsoring cultural festivals. We know how many customers miss the sights, sounds and traditions of home.

By supporting these festivals, we help create friendly spaces where many can gather with friends, celebrate their roots and feel a sense of belonging, no matter how far away from home they live.

We also take action through our Corporate Social Responsibility (CSR) activities and donation campaigns. When communities face difficult times, we step in to help. 

One of our most successful campaigns is the annual One Million Smiles Program, sending holiday care packages to 100 impoverished families in the Philippines per year. 

Our profits fund local projects, support education and provide aid where it is needed most. These campaigns are our way of giving back to society, spreading peace and ensuring that our brand brings real, measurable happiness to the world.

Let’s “Share Smiles” together

At the end of the day, “Share Smiles” is a promise between our community and us. We promise to keep making it easy and safe to support loved ones while we continue supporting events that bring peace to society.

We invite you to join us in this mission. Every time you send support home or help a neighbor, you are helping us build a happier world. Let’s keep working together to “Share Smiles,” cross borders and bring our loved ones a little closer every day.

Smiles Mobile Remittance has become the preferred choice for migrant workers in Japan, celebrated for its user-friendly design and advanced features that prioritize security, speed and value. Developed by former Sony designers and engineers, the service combines cutting-edge artificial intelligence (AI) and fintech capabilities to offer reliability. The platform was also recognized with the prestigious 2021 Good Design Award for its excellence in functionality and user experience.

The service is built around providing accessibility and value, offering transparent and fair fees and specialized, native multilingual customer service tailored to the needs of the immigrant and overseas worker communities. The alliance with the Philippine National Bank (PNB), a major, government-trusted bank in the Philippines, further solidifies Smiles’ credibility and enables it to expand its global remittance network to better serve overseas Filipino workers worldwide.

“For years, Smiles has been supporting international communities and overseas workers in Japan, Singapore and Canada, providing a service that is both economical and backed by the dedication to quality that defines Japanese innovation,” said Digital Wallet Group Founder and CEO Eiji Miyakawa.

Smiles utilizes advanced technologies, including AI and facial recognition, to ensure transactions are convenient, efficient and highly secure. With its entry into the U.S. market, Digital Wallet Group continues its global expansion, leveraging its expertise in serving the unique needs of global citizens who rely on trusted and convenient ways to send money to their loved ones around the world.

Digital Wallet Group has expanded its operations to 9 countries and is starting to dominate the vital ASEAN market with a population of 686.1 million in 2024. With its strong focus and number one rating in the Philippine market in Japan, Smiles Mobile Remittance is uniquely positioned to serve a growing number of migrants worldwide. DWG is prepared to take on the migrant population of 51.9 million in the United States as part of its mission to unite international communities globally.

“The launch in the United States is a major step in our mission to unite the international society globally. We are thrilled to offer North American customers the same great rates, transparent fees, real-time speed and native multilingual customer support that have made Smiles so successful,” added Mr. Miyakawa.

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About Digital Wallet Group

Digital Wallet Group (DWG) is the holding entity of Japan-based fintech company Digital Wallet Corporation (DWC), the developer of digital remittance platform Smiles Mobile Remittance (Smiles). Digital Wallet was established in 2014 by former Sony designers and engineers as well as employees who developed global cloud services. The company had visions to excel in and provide B2B application and remittance services. In 2017, Digital Wallet combined the powers of Artificial Intelligence (AI) and Financial Technology (fintech) and used their expertise to carefully craft and develop a service that helps overseas workers send money to their loved ones by offering them the “Everyday Great Rate,” transparent and fair fees, native multilingual customer service and real-time speed through Smiles Mobile Remittance. Smiles has made great achievements such as becoming Japan’s number one global money transfer service and Japan’s largest ATM network after acquiring Seven-Eleven Group’s remittance service. Smiles also received the prestigious 2021 Good Design Award for its excellence in design and functionality. Digital Wallet has expanded its business to 9 countries, including the Philippines, Vietnam, the United States, Canada and Singapore. The company hopes to unite international communities all over the globe with its services. For more information, please visit the following link: https://digitalwallet.co.jp/en/.

About Smiles Mobile Remittance 

Smiles Mobile Remittance (Smiles) was launched by Digital Wallet Corporation (DWC) in 2017 and is Japan’s first and most popular mobile overseas money transfer service with over 1 million mobile application downloads. Secured by advanced technologies such as artificial intelligence and facial recognition, users can enjoy greater convenience, better value and efficient services. Smiles is the only financial platform offering mobile remittances with an integrated loyalty and referral program in Japan. Visit us at www.smileswallet.com. 

App name: Smiles Mobile Remittance 

Available Device/OS: Android/iOS 

Download on:   

Google Play  
iTunes App Store